📈 Recurring Investment Calculator
See how your monthly investments grow over time with compound interest. Compare DCA vs lump sum investing.
Recurring Investment (DCA) Calculator
This calculator shows how consistent monthly investing grows through compound interest. It's the simplest path to building long-term wealth.
Formula
FV = P × ((1 + r)n − 1) / r where P = monthly payment, r = monthly interest rate, n = total months.
Frequently Asked Questions
What is dollar-cost averaging?
DCA means investing a fixed amount at regular intervals. You buy more shares when prices are low and fewer when high, averaging out your cost per share over time.
Is DCA better than lump sum?
Lump sum investing slightly outperforms DCA on average because money is in the market longer. However, DCA reduces timing risk and is psychologically easier for most investors.
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